Have you had trouble getting financing for a home lately? FHA financing is the most common type of financing and is a little harder to get than before. However, I have several contacts within the mortgage industry and will help you any way that I can.
If you have a 620 FICO score or above, depending on your debt, you should be able to get financed for a home. Don't know your score? Check out www.equifax.com to find out what your score is.
FHA financing requires the home to be in decent condition and without major flaws such as foundation or roofing problems. With FHA financing, you can get a gift from a relative to help with some of your closing costs.
Conventional financing doesn't require the home to meet such strict guidelines (although that is changing), however, this type of financing requires 5% down and typically isn't as fliexible as FHA financing.
If you have further questions, call or email me anytime...www.topmike.com
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