Wednesday, July 7, 2010

Value of Home Ownership

While the tax credit is gone, there are many reasons to buy vs renting. When you rent a home, of course, it isn't yours, but also there many additional advantages to home ownership as well.

Many folks are intimated by the whole process and rent rather than trying to buy. Of course, we can help with that too! However, when you rent a home you pay and pay but never gain equity. You also are certainly not building wealth by renting like you would if you were buying and paying on a mortgage. Every month when you make a payment, you are paying down your principle and over time your home also will increase in value. This certainly does not happen in a tenant situation...unless you are the landlord.

Also, since the property isn't yours, you follow someone else's rules instead of your own. When buying your home, if you stay in your home from five to seven years, you should be able to sell it for more than you paid for it. Also, should you decide to, you could always rent your home out and have your tenant make your payments for you by paying their rent.

I would love to speak with you about this and any topic listed in my blog. Remember, when selling your Pearland home, always use a Pearland Realtor. At The Top Properties is located right in the heart of Pearland, TX. We are your local "in town" real estate office ready to help you. Check us out at http://www.mytopagent.org/. 713-256-1297

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